/* ==========================================================================
   DANIEL GUNDERSON - FINANCIAL ADVISOR
   Clean Executive Dark Theme & Flawless Full-Width Header
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Cinzel:wght@600;700;800&family=Playfair+Display:ital,wght@0,600;0,700;0,800;1,400;1,600&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap');

:root {
  /* Color Palette - 2026 Executive Wealth & Trust */
  --clr-bg-main:       #030712;
  --clr-bg-surface:    #0B132B;
  --clr-bg-card:       #111C38;
  --clr-bg-card-hover: #172447;
  
  --clr-gold-500: #C59B27;
  --clr-gold-400: #D4AF37;
  --clr-gold-300: #E6C665;
  --clr-gold-200: #F3E5AB;
  --clr-gold-100: #FAF4DF;
  
  --clr-text-main:  #F8FAFC;
  --clr-text-muted: #94A3B8;
  --clr-text-sub:   #CBD5E1;
  
  --clr-border:       rgba(255, 255, 255, 0.08);
  --clr-border-gold:  rgba(212, 175, 55, 0.25);
  --clr-border-glow:  rgba(212, 175, 55, 0.6);
  
  /* Typography */
  --font-heading: 'Playfair Display', Georgia, serif;
  --font-display: 'Cinzel', serif;
  --font-sans:    'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  
  /* Shadows & Glows */
  --shadow-sm: 0 4px 12px rgba(0, 0, 0, 0.3);
  --shadow-md: 0 12px 32px rgba(0, 0, 0, 0.5);
  --shadow-lg: 0 24px 60px rgba(0, 0, 0, 0.7);
  --shadow-gold: 0 8px 24px rgba(212, 175, 55, 0.25);
  --shadow-gold-lg: 0 16px 40px rgba(212, 175, 55, 0.4);
  
  /* Transitions */
  --transition-fast: 0.2s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-normal: 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  
  /* Radius */
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 24px;
  --radius-full: 9999px;
}

/* Base Resets */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  background-color: var(--clr-bg-main);
  color: var(--clr-text-main);
}

body {
  font-family: var(--font-sans);
  background-color: var(--clr-bg-main);
  color: var(--clr-text-main);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

button, input, select, textarea {
  font-family: inherit;
}

/* Custom Scrollbar */
::-webkit-scrollbar {
  width: 10px;
}
::-webkit-scrollbar-track {
  background: var(--clr-bg-main);
}
::-webkit-scrollbar-thumb {
  background: var(--clr-bg-card-hover);
  border-radius: var(--radius-full);
  border: 2px solid var(--clr-bg-main);
}
::-webkit-scrollbar-thumb:hover {
  background: var(--clr-gold-500);
}

/* Global Container */
.container {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section-padding {
  padding: 6.5rem 0;
  position: relative;
}

/* Section Tag Header */
.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  color: var(--clr-gold-300);
  font-size: 0.825rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.75px;
  margin-bottom: 1rem;
  background: rgba(212, 175, 55, 0.12);
  padding: 0.4rem 1.25rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--clr-border-gold);
}

.section-title {
  font-family: var(--font-heading);
  font-size: 2.85rem;
  color: var(--clr-text-main);
  line-height: 1.2;
  margin-bottom: 1.25rem;
  font-weight: 700;
}

.text-gold-gradient {
  background: linear-gradient(135deg, #FFF5D6 0%, #D4AF37 50%, #AA820A 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.section-subtitle {
  font-size: 1.15rem;
  color: var(--clr-text-muted);
  max-width: 720px;
  line-height: 1.75;
}

/* White Section Specific Overrides */
.philosophy-section,
.lifecycle-section,
.process-section,
.testimonials-section,
.cta-section {
  background-color: #FFFFFF !important;
}

.philosophy-section .section-title,
.lifecycle-section .section-title,
.process-section .section-title,
.testimonials-section .section-title {
  color: #0F172A !important;
}

.philosophy-section .section-subtitle,
.lifecycle-section .section-subtitle,
.process-section .section-subtitle,
.testimonials-section .section-subtitle {
  color: #475569 !important;
}

.philosophy-section .section-tag,
.lifecycle-section .section-tag,
.process-section .section-tag,
.testimonials-section .section-tag,
.cta-section .section-tag {
  background: rgba(197, 155, 39, 0.12) !important;
  border-color: rgba(197, 155, 39, 0.4) !important;
  color: #B48512 !important;
}

/* Dark Section Specific Overrides */
.background-section,
.fit-section,
.personal-section,
.faq-section,
.contact-section,
.footer {
  background-color: var(--clr-bg-surface) !important;
}

.background-section .section-title,
.fit-section .section-title,
.personal-story h3,
.faq-section .section-title,
.contact-section .section-title {
  color: #F8FAFC !important;
}

.background-section .section-subtitle,
.fit-section .section-subtitle,
.personal-story p,
.faq-section .section-subtitle,
.contact-section .section-subtitle {
  color: #94A3B8 !important;
}

.background-section .section-tag,
.fit-section .section-tag,
.personal-section .section-tag,
.faq-section .section-tag,
.contact-section .section-tag {
  background: rgba(212, 175, 55, 0.12) !important;
  border-color: var(--clr-border-gold) !important;
  color: var(--clr-gold-300) !important;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  padding: 1.1rem 2.25rem;
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--transition-normal);
  border: 1px solid transparent;
  text-align: center;
}

.btn-primary {
  background: linear-gradient(135deg, var(--clr-gold-400) 0%, var(--clr-gold-500) 100%);
  color: #030712;
  box-shadow: var(--shadow-gold);
  border-color: rgba(255, 255, 255, 0.3);
}

.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-gold-lg);
  background: linear-gradient(135deg, #E6C665 0%, var(--clr-gold-400) 100%);
  color: #000000;
}

.btn-outline {
  background: rgba(255, 255, 255, 0.04);
  border-color: rgba(255, 255, 255, 0.2);
  color: var(--clr-text-main);
  backdrop-filter: blur(8px);
}

.btn-outline:hover {
  background: rgba(212, 175, 55, 0.12);
  border-color: var(--clr-gold-400);
  color: var(--clr-gold-300);
  transform: translateY(-3px);
}

/* ==========================================================================
   TOP TICKER & CLEAN FULL-WIDTH STICKY NAVBAR
   ========================================================================== */

.top-announcement-bar {
  background: rgba(2, 4, 10, 0.8);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  color: var(--clr-text-sub);
  padding: 10px 0;
  font-size: 0.85rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.top-announcement-bar .container {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}

.metric-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.metric-pill i {
  color: var(--clr-gold-400);
  font-size: 1rem;
}

.metric-pill strong {
  color: var(--clr-gold-300);
  font-weight: 700;
}

.metric-divider {
  color: rgba(255, 255, 255, 0.15);
}

/* Perfect Full-Width Sticky Top Header */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  width: 100%;
  background: rgba(3, 7, 18, 0.7);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(212, 175, 55, 0.25);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.4);
  transition: all var(--transition-normal);
}

.navbar.scrolled {
  background: rgba(3, 7, 18, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.8);
  border-bottom-color: var(--clr-gold-400);
}

.nav-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1rem 1.5rem;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.brand-monogram {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.2rem;
  box-shadow: var(--shadow-gold);
  border: 1.5px solid #FFF5D6;
}

.brand-text h1 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  color: var(--clr-text-main);
  line-height: 1.1;
  font-weight: 700;
}

.brand-text span {
  font-size: 0.58rem;
  color: var(--clr-gold-300);
  text-transform: uppercase;
  letter-spacing: 0.4px;
  font-weight: 700;
  display: block;
  margin-top: 1px;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}

.nav-link {
  color: var(--clr-text-sub);
  font-size: 0.95rem;
  font-weight: 500;
  transition: color var(--transition-fast);
}

.nav-link:hover {
  color: var(--clr-gold-300);
}

.nav-cta-btn {
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  padding: 0.65rem 1.4rem;
  border-radius: var(--radius-full);
  font-weight: 800;
  font-size: 0.9rem;
  transition: all var(--transition-normal);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  box-shadow: var(--shadow-gold);
}

.nav-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold-lg);
  color: #000000;
}

.mobile-nav-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--clr-text-main);
  font-size: 1.6rem;
  cursor: pointer;
}

/* ==========================================================================
   SECTION 1: HERO SECTION
   ========================================================================== */

.hero-section {
  position: relative;
  background: linear-gradient(135deg, rgba(3, 7, 18, 0.95) 0%, rgba(6, 11, 24, 0.92) 50%, rgba(3, 7, 18, 0.97) 100%), url('images/hero_office_bg.jpg') center/cover no-repeat;
  padding: 5.5rem 0 7rem 0;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.18fr 0.82fr;
  gap: 3.5rem;
  align-items: center;
}

.hero-image-wrapper {
  position: relative;
  width: 100%;
}

.hero-image-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 30px 70px rgba(0, 0, 0, 0.85);
  border: 1px solid var(--clr-border-gold);
  background: var(--clr-bg-card);
}

.hero-image-card img {
  width: 100%;
  height: 620px;
  object-fit: cover;
  object-position: top center;
}

.hero-section .section-tag {
  background: rgba(212, 175, 55, 0.12) !important;
  border-color: rgba(212, 175, 55, 0.3) !important;
  color: var(--clr-gold-300) !important;
}

.hero-content h1 {
  font-family: var(--font-heading);
  font-size: 3.65rem;
  line-height: 1.15;
  margin-bottom: 1.5rem;
  color: #F8FAFC !important;
  font-weight: 700;
  letter-spacing: -0.5px;
}

.text-gold-gradient {
  background: linear-gradient(135deg, #FFF5D6 0%, #F3E5AB 25%, #D4AF37 60%, #AA820A 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  filter: drop-shadow(0 0 20px rgba(212, 175, 55, 0.35));
}

.hero-subtitle {
  font-size: 1.25rem;
  color: #CBD5E1;
  margin-bottom: 2.25rem;
  line-height: 1.75;
  max-width: 640px;
}

.hero-cta-group {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: nowrap;
  margin-bottom: 2.75rem;
}

.hero-cta-group .btn {
  white-space: nowrap;
  padding: 1rem 1.65rem;
  font-size: 0.95rem;
}

.hero-feature-highlights {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  padding: 1.25rem 1.5rem;
  background: rgba(7, 13, 26, 0.75);
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: var(--radius-md);
  backdrop-filter: blur(15px);
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.5);
  margin-top: 1rem;
}

.hero-feature-item {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.hero-feature-icon {
  width: 42px;
  height: 42px;
  min-width: 42px;
  border-radius: 50%;
  background: rgba(212, 175, 55, 0.12);
  border: 1px solid var(--clr-gold-400);
  color: var(--clr-gold-300);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  box-shadow: 0 0 12px rgba(212, 175, 55, 0.2);
}

.hero-feature-text {
  display: flex;
  flex-direction: column;
}

.hero-feature-text strong {
  font-size: 0.95rem;
  color: #F8FAFC;
  font-weight: 700;
  line-height: 1.2;
}

.hero-feature-text span {
  font-size: 0.8rem;
  color: #94A3B8;
}

@media (max-width: 992px) {
  .hero-feature-highlights {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
}

.hero-image-wrapper {
  position: relative;
}

.hero-image-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 30px 70px rgba(0, 0, 0, 0.85);
  border: 1px solid var(--clr-border-gold);
  background: var(--clr-bg-card);
}

.hero-image-card img {
  width: 100%;
  height: 560px;
  object-fit: cover;
  object-position: top center;
}

.hero-badge-glass {
  position: absolute;
  bottom: 20px;
  left: 14px;
  right: 14px;
  background: rgba(10, 17, 36, 0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid var(--clr-border-gold);
  border-radius: var(--radius-md);
  padding: 1.1rem 0.85rem;
  display: flex;
  justify-content: space-around;
  align-items: center;
  gap: 0.5rem;
  box-shadow: 0 15px 35px rgba(0,0,0,0.6);
}

.glass-stat {
  text-align: center;
  flex: 1;
}

.glass-stat-num {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--clr-gold-300);
  line-height: 1;
}

.glass-stat-label {
  font-size: 0.62rem;
  color: var(--clr-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-top: 0.35rem;
  font-weight: 700;
  white-space: nowrap;
}

/* ==========================================================================
   SECTION 2: ADVISOR PHILOSOPHY
   ========================================================================== */

.philosophy-section {
  background-color: #FFFFFF;
}

.philosophy-quote-card {
  background: linear-gradient(135deg, #070D1A 0%, #0F172A 100%);
  border-radius: var(--radius-lg);
  padding: 5rem 4.5rem;
  color: var(--clr-text-main);
  position: relative;
  border: 1px solid rgba(212, 175, 55, 0.35);
  box-shadow: 0 20px 50px rgba(15, 23, 42, 0.2);
}

.philosophy-quote-card .section-tag {
  background: rgba(212, 175, 55, 0.12);
  border-color: var(--clr-border-gold);
  color: var(--clr-gold-300);
}

.philosophy-quote-card h2 {
  color: var(--clr-gold-300) !important;
}

.philosophy-quote-card::before {
  content: '“';
  position: absolute;
  top: -10px;
  left: 45px;
  font-family: var(--font-heading);
  font-size: 13rem;
  color: rgba(212, 175, 55, 0.12);
  line-height: 1;
  pointer-events: none;
}

.quote-text {
  font-family: var(--font-heading);
  font-size: 2rem;
  line-height: 1.5;
  color: var(--clr-gold-100);
  margin-bottom: 2.25rem;
  position: relative;
  z-index: 1;
  font-style: italic;
}

.quote-author {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.author-avatar {
  width: 68px;
  height: 68px;
  border-radius: 50%;
  border: 2px solid var(--clr-gold-400);
  object-fit: cover;
  box-shadow: var(--shadow-gold);
}

.author-info h4 {
  font-size: 1.25rem;
  color: var(--clr-gold-300);
  font-weight: 700;
  font-family: var(--font-heading);
}

.author-info p {
  font-size: 0.925rem;
  color: var(--clr-text-muted);
}

/* ==========================================================================
   SECTION 3: PROFESSIONAL BACKGROUND & CREDENTIALS
   ========================================================================== */

.background-section {
  background-color: var(--clr-bg-surface) !important;
}

.pillar-item {
  display: flex;
  gap: 1.5rem;
  background: var(--clr-bg-card);
  padding: 1.65rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--clr-border);
  transition: all var(--transition-normal);
}

.background-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 4.5rem;
  align-items: flex-start;
}

.background-image-frame {
  position: sticky;
  top: 100px;
  align-self: flex-start;
  z-index: 10;
}

.background-image-frame img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  height: 540px;
  width: 100%;
  object-fit: cover;
  object-position: center;
  border: 1px solid var(--clr-border-gold);
}

.experience-badge-float {
  position: absolute;
  top: -20px;
  right: -20px;
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  padding: 1.4rem 1.85rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-gold-lg);
  text-align: center;
  border: 1px solid #FFF5D6;
}

.experience-badge-float strong {
  display: block;
  font-family: var(--font-display);
  font-size: 2.5rem;
  line-height: 1;
  font-weight: 800;
}

.experience-badge-float span {
  font-size: 0.8rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.pillars-list {
  display: grid;
  gap: 1.5rem;
  margin-top: 2.25rem;
}

.pillar-item {
  display: flex;
  gap: 1.5rem;
  background: var(--clr-bg-card);
  padding: 1.65rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--clr-border);
  transition: all var(--transition-normal);
}

.pillar-item:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--clr-gold-400);
  background: var(--clr-bg-card-hover);
}

.pillar-icon {
  width: 54px;
  height: 54px;
  min-width: 54px;
  background: rgba(212, 175, 55, 0.12);
  color: var(--clr-gold-400);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  border: 1px solid var(--clr-border-gold);
}

.pillar-content h4 {
  font-size: 1.15rem;
  color: var(--clr-text-main);
  margin-bottom: 0.35rem;
  font-weight: 700;
}

.pillar-content p {
  font-size: 0.95rem;
  color: var(--clr-text-muted);
}

/* ==========================================================================
   SECTION 4: 3-PHASE RETIREMENT LIFECYCLE
   ========================================================================== */

.lifecycle-section {
  background-color: #FFFFFF;
}

.lifecycle-section .section-title {
  color: #0F172A;
}

.lifecycle-section .section-subtitle {
  color: #64748B;
}

.lifecycle-section .section-tag {
  background: rgba(197, 155, 39, 0.12);
  border-color: rgba(197, 155, 39, 0.4);
  color: #B48512;
}

.lifecycle-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.25rem;
  margin-top: 4rem;
}

.phase-card {
  background: linear-gradient(135deg, #0C1630 0%, #17264E 100%);
  border: 1.5px solid var(--clr-gold-400);
  border-radius: var(--radius-lg);
  padding: 2.75rem 2.25rem;
  position: relative;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  box-shadow: 0 20px 50px rgba(212, 175, 55, 0.22);
  cursor: pointer;
}

.phase-card:hover {
  transform: translateY(-10px);
  background: linear-gradient(135deg, #101E42 0%, #1E3163 100%);
  border-color: #FFF5D6;
  box-shadow: 0 25px 65px rgba(212, 175, 55, 0.35);
}

.phase-number {
  font-family: var(--font-display);
  font-size: 3.75rem;
  color: var(--clr-gold-400);
  text-shadow: 0 0 25px rgba(212, 175, 55, 0.5);
  font-weight: 800;
  line-height: 1;
  margin-bottom: 1.25rem;
  transition: all var(--transition-fast);
}

.phase-card:hover .phase-number {
  color: #FFF5D6;
  text-shadow: 0 0 30px rgba(212, 175, 55, 0.85);
}

.phase-card h3 {
  font-family: var(--font-heading);
  font-size: 1.45rem;
  color: var(--clr-text-main);
  margin-bottom: 1rem;
  line-height: 1.35;
}

.phase-card p {
  color: var(--clr-text-muted);
  font-size: 0.975rem;
  margin-bottom: 1.75rem;
  flex-grow: 1;
}

.phase-highlight-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--clr-gold-300);
  font-weight: 600;
  padding-top: 1.25rem;
  border-top: 1px solid var(--clr-border);
}

/* ==========================================================================
   SECTION 5: IDEAL CLIENT FIT
   ========================================================================== */

/* ==========================================================================
   SECTION 5: REDESIGNED IDEAL CLIENT FIT
   ========================================================================== */

.fit-section {
  background-color: var(--clr-bg-surface) !important;
  position: relative;
}

.fit-header-center {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 3.5rem auto;
}

.fit-header-center .section-title {
  color: #F8FAFC !important;
}

.fit-header-center .section-subtitle {
  color: #94A3B8 !important;
  margin: 0 auto;
}

.fit-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 3rem;
  align-items: center;
}

.fit-cards-wrapper {
  display: grid;
  gap: 1.25rem;
}

.fit-card {
  display: flex;
  align-items: flex-start;
  gap: 1.35rem;
  padding: 1.85rem 1.65rem;
  background: linear-gradient(135deg, #070D1A 0%, #111C38 100%);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--clr-gold-400);
  border-top: 1px solid rgba(212, 175, 55, 0.2);
  border-right: 1px solid rgba(212, 175, 55, 0.2);
  border-bottom: 1px solid rgba(212, 175, 55, 0.2);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.4);
  transition: all var(--transition-normal);
}

.fit-card:hover {
  transform: translateX(10px);
  background: linear-gradient(135deg, #0B142B 0%, #172447 100%);
  border-color: var(--clr-gold-400);
  box-shadow: 0 20px 45px rgba(212, 175, 55, 0.22);
}

.fit-check-icon {
  width: 48px;
  height: 48px;
  min-width: 48px;
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  font-weight: 800;
  box-shadow: var(--shadow-gold);
  border: 1.5px solid #FFF5D6;
}

.fit-card-content h4 {
  font-size: 1.2rem;
  color: #F8FAFC;
  margin-bottom: 0.35rem;
  font-weight: 700;
  font-family: var(--font-heading);
}

.fit-card-content p {
  font-size: 0.95rem;
  color: #CBD5E1;
  line-height: 1.65;
}

/* Interactive Calculator Box */
.fit-interactive-box {
  background: linear-gradient(135deg, #0C1630 0%, #17264E 100%);
  border-radius: var(--radius-lg);
  padding: 3rem 2.5rem;
  color: #F8FAFC;
  box-shadow: 0 25px 65px rgba(0, 0, 0, 0.6);
  border: 1.5px solid var(--clr-gold-400);
  position: relative;
}

.fit-box-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.25rem;
  gap: 1rem;
}

.fit-box-header h3 {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  color: var(--clr-gold-300);
  line-height: 1.2;
}

.fit-box-sub {
  font-size: 0.875rem;
  color: #94A3B8;
  margin-top: 0.2rem;
}

.fit-badge-score {
  background: rgba(212, 175, 55, 0.15);
  color: var(--clr-gold-300);
  font-weight: 800;
  padding: 0.45rem 1rem;
  border-radius: var(--radius-full);
  font-size: 0.9rem;
  border: 1px solid var(--clr-border-gold);
  white-space: nowrap;
}

.fit-progress-wrapper {
  margin-bottom: 1.75rem;
}

.fit-progress-bar-bg {
  width: 100%;
  height: 8px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-full);
  overflow: hidden;
}

.fit-progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--clr-gold-500), var(--clr-gold-300));
  border-radius: var(--radius-full);
  transition: width 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.fit-checklist {
  list-style: none;
  display: grid;
  gap: 1rem;
  margin-bottom: 1.75rem;
}

.fit-check-item {
  background: rgba(3, 7, 18, 0.4);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  transition: all var(--transition-fast);
}

.fit-check-item:hover {
  background: rgba(212, 175, 55, 0.08);
  border-color: var(--clr-border-gold);
}

.fit-checkbox-label {
  display: flex;
  align-items: center;
  gap: 1rem;
  cursor: pointer;
  user-select: none;
  width: 100%;
}

.fit-checkbox-label input[type="checkbox"] {
  display: none;
}

.custom-checkbox {
  width: 24px;
  height: 24px;
  min-width: 24px;
  border: 2px solid rgba(255, 255, 255, 0.3);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: transparent;
  transition: all var(--transition-fast);
}

.fit-checkbox-label input[type="checkbox"]:checked + .custom-checkbox {
  background: var(--clr-gold-400);
  border-color: var(--clr-gold-400);
  color: #030712;
  box-shadow: 0 0 12px rgba(212, 175, 55, 0.5);
}

.check-text {
  font-size: 0.95rem;
  color: #CBD5E1;
  line-height: 1.5;
}

.fit-checkbox-label input[type="checkbox"]:checked ~ .check-text {
  color: #F8FAFC;
  font-weight: 600;
}

.fit-result-banner {
  margin-bottom: 1.5rem;
  font-size: 0.925rem;
  min-height: 24px;
}

.fit-cta-btn {
  width: 100%;
  font-size: 1rem;
}

/* ==========================================================================
   SECTION 6: 4-STEP ADVISORY PROCESS
   ========================================================================== */

.process-section {
  background-color: #FFFFFF;
}

.process-section .section-title {
  color: #0F172A;
}

.process-section .section-subtitle {
  color: #475569;
}

.process-section .section-tag {
  background: rgba(197, 155, 39, 0.12);
  border-color: rgba(197, 155, 39, 0.4);
  color: #B48512;
}

.process-steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.75rem;
  margin-top: 4rem;
}

.step-card {
  background: linear-gradient(135deg, #070D1A 0%, #0F172A 100%);
  border-radius: var(--radius-md);
  padding: 2.25rem 1.75rem;
  border: 1.5px solid rgba(212, 175, 55, 0.3);
  box-shadow: 0 15px 40px rgba(15, 23, 42, 0.12);
  transition: all var(--transition-normal);
}

.step-card:hover {
  transform: translateY(-8px);
  border-color: var(--clr-gold-400);
  box-shadow: 0 25px 60px rgba(212, 175, 55, 0.28);
  background: linear-gradient(135deg, #0C1630 0%, #17264E 100%);
}

.step-badge {
  display: inline-block;
  background: rgba(212, 175, 55, 0.15);
  color: var(--clr-gold-300);
  border: 1px solid var(--clr-border-gold);
  font-size: 0.8rem;
  font-weight: 800;
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-full);
  margin-bottom: 1.25rem;
}

.step-card h4 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  color: var(--clr-text-main);
  margin-bottom: 0.85rem;
}

.step-card p {
  font-size: 0.935rem;
  color: var(--clr-text-muted);
  line-height: 1.65;
}

/* ==========================================================================
   SECTION 7: PERSONAL BACKGROUND & FAMILY VALUES
   ========================================================================== */

.personal-section {
  background: #FFFFFF;
}

.family-card {
  background: linear-gradient(135deg, #070D1A 0%, #0F172A 100%);
  padding: 1.35rem;
  border-radius: var(--radius-md);
  border: 1px solid rgba(212, 175, 55, 0.25);
  box-shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
}

.personal-story h3 {
  font-family: var(--font-heading);
  font-size: 2.35rem;
  color: var(--clr-text-main);
  margin-bottom: 1.35rem;
}

.personal-story p {
  color: var(--clr-text-sub);
  font-size: 1.075rem;
  margin-bottom: 1.75rem;
  line-height: 1.75;
}

.family-card {
  background: var(--clr-bg-card);
  padding: 1.35rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--clr-border);
}

.personal-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4.5rem;
  align-items: center;
}

.personal-image-frame {
  position: relative;
}

.personal-image-frame > img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  height: 540px;
  width: 100%;
  object-fit: cover;
  border: 1px solid var(--clr-border-gold);
}

.marquis-badge-link {
  position: absolute;
  bottom: -25px;
  right: -20px;
  width: 145px;
  height: 145px;
  background: rgba(7, 13, 26, 0.94);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  padding: 0;
  border-radius: 50%;
  border: 2px solid var(--clr-gold-400);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.7), 0 0 25px rgba(212, 175, 55, 0.35);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition-normal);
  z-index: 5;
  text-decoration: none;
  overflow: hidden;
}

.marquis-badge-link:hover {
  transform: translateY(-5px) scale(1.06) rotate(3deg);
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.85), 0 0 35px rgba(212, 175, 55, 0.65);
  border-color: #FFF5D6;
}

.marquis-badge-img {
  width: 100% !important;
  height: 100% !important;
  object-fit: cover !important;
  border: none !important;
  border-radius: 50% !important;
  box-shadow: none !important;
}

@media (max-width: 768px) {
  .marquis-badge-link {
    bottom: -15px;
    right: 10px;
    width: 110px;
    height: 110px;
  }
}

.personal-story h3 {
  font-family: var(--font-heading);
  font-size: 2.35rem;
  color: var(--clr-text-main);
  margin-bottom: 1.35rem;
}

.personal-story p {
  color: var(--clr-text-sub);
  font-size: 1.075rem;
  margin-bottom: 1.75rem;
  line-height: 1.75;
}

.family-highlights {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.35rem;
  margin-top: 2rem;
}

.family-card {
  background: var(--clr-bg-card);
  padding: 1.35rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--clr-border);
}

.family-card h5 {
  color: var(--clr-gold-300);
  font-size: 1.05rem;
  margin-bottom: 0.4rem;
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.family-card p {
  font-size: 0.885rem;
  color: var(--clr-text-muted);
  margin-bottom: 0;
}

/* ==========================================================================
   SECTION 8: CLIENT TESTIMONIALS
   ========================================================================== */

.testimonials-section {
  background-color: #FFFFFF;
}

.testimonials-section .section-title {
  color: #0F172A;
}

.testimonials-section .section-subtitle {
  color: #475569;
}

.testimonials-section .section-tag {
  background: rgba(197, 155, 39, 0.12);
  border-color: rgba(197, 155, 39, 0.4);
  color: #B48512;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.75rem;
  margin-top: 4rem;
}

.testimonial-card {
  background: linear-gradient(135deg, #070D1A 0%, #0F172A 100%);
  border: 1.5px solid rgba(212, 175, 55, 0.3);
  border-radius: var(--radius-lg);
  padding: 3.25rem 2.75rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: all var(--transition-normal);
  box-shadow: 0 15px 40px rgba(15, 23, 42, 0.12);
}

.testimonial-card:hover {
  transform: translateY(-6px);
  border-color: var(--clr-gold-400);
  background: linear-gradient(135deg, #0C1630 0%, #17264E 100%);
  box-shadow: 0 25px 60px rgba(212, 175, 55, 0.28);
}

.testimonial-stars {
  color: var(--clr-gold-400);
  display: flex;
  gap: 0.35rem;
  margin-bottom: 1.35rem;
  font-size: 1.15rem;
}

.testimonial-headline {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  color: var(--clr-gold-300);
  margin-bottom: 1.15rem;
  line-height: 1.35;
}

.testimonial-body {
  color: var(--clr-text-sub);
  font-size: 1.05rem;
  line-height: 1.75;
  font-style: italic;
  margin-bottom: 2.25rem;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 1.15rem;
  padding-top: 1.75rem;
  border-top: 1px solid var(--clr-border);
}

.author-avatar-placeholder {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.15rem;
  box-shadow: var(--shadow-gold);
}

.author-details strong {
  display: block;
  color: var(--clr-text-main);
  font-size: 1.05rem;
}

.author-details span {
  font-size: 0.875rem;
  color: var(--clr-text-muted);
}

/* ==========================================================================
   SECTION 9: FREQUENTLY ASKED QUESTIONS
   ========================================================================== */

/* ==========================================================================
   SECTION 9: REDESIGNED FAQ (Glassmorphic Executive Accordion)
   ========================================================================== */

.faq-section {
  background-color: var(--clr-bg-surface) !important;
  position: relative;
}

.faq-header-center {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 3.5rem auto;
}

.faq-container {
  max-width: 920px;
  margin: 0 auto;
  display: grid;
  gap: 1.35rem;
}

.faq-item {
  background: linear-gradient(135deg, #070D1A 0%, #111C38 100%);
  border-radius: var(--radius-md);
  border: 1.5px solid rgba(212, 175, 55, 0.25);
  overflow: hidden;
  transition: all var(--transition-normal);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.3);
}

.faq-item:hover {
  border-color: var(--clr-gold-400);
  box-shadow: 0 20px 45px rgba(212, 175, 55, 0.22);
}

.faq-item.active {
  border-color: var(--clr-gold-400);
  background: linear-gradient(135deg, #0C1630 0%, #17264E 100%);
  box-shadow: 0 20px 50px rgba(212, 175, 55, 0.28);
}

.faq-question {
  width: 100%;
  padding: 1.75rem 2.25rem;
  background: none;
  border: none;
  text-align: left;
  display: flex;
  align-items: center;
  gap: 1.25rem;
  font-family: var(--font-sans);
  cursor: pointer;
}

.faq-q-number {
  background: rgba(212, 175, 55, 0.15);
  color: var(--clr-gold-300);
  font-weight: 800;
  font-size: 0.85rem;
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--clr-border-gold);
  display: flex;
  align-items: center;
  gap: 0.4rem;
  white-space: nowrap;
}

.faq-q-text {
  flex-grow: 1;
  font-size: 1.15rem;
  font-weight: 700;
  color: #F8FAFC;
  line-height: 1.35;
  font-family: var(--font-heading);
}

.faq-icon-badge {
  width: 36px;
  height: 36px;
  min-width: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  color: #F8FAFC;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  transition: all var(--transition-fast);
}

.faq-item.active .faq-icon-badge {
  background: var(--clr-gold-400);
  color: #030712;
  box-shadow: 0 0 15px rgba(212, 175, 55, 0.5);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.16, 1, 0.3, 1), padding 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  padding: 0 2.25rem;
}

.faq-answer-content {
  color: #CBD5E1;
  font-size: 1.05rem;
  line-height: 1.75;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 1.25rem;
}

.faq-item.active .faq-answer {
  max-height: 300px;
  padding: 0 2.25rem 1.85rem 2.25rem;
}

/* FAQ Quick Support Card */
.faq-support-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: linear-gradient(135deg, #0C1630 0%, #17264E 100%);
  border: 1px solid var(--clr-border-gold);
  padding: 1.75rem 2.25rem;
  border-radius: var(--radius-md);
  margin-top: 1.5rem;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.faq-support-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}

.faq-support-content {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.faq-support-icon {
  font-size: 2.25rem;
  color: var(--clr-gold-400);
}

.faq-support-content h4 {
  font-size: 1.1rem;
  color: #F8FAFC;
  font-weight: 700;
}

.faq-support-content p {
  font-size: 0.9rem;
  color: #CBD5E1;
}

/* ==========================================================================
   SECTION 10: FINAL CALL-TO-ACTION
   ========================================================================== */

.cta-section {
  background-color: #FFFFFF;
  position: relative;
}

.cta-section .section-tag {
  background: rgba(197, 155, 39, 0.12);
  border-color: rgba(197, 155, 39, 0.4);
  color: #B48512;
}

.cta-banner-card {
  background: linear-gradient(135deg, #070D1A 0%, #0F172A 100%);
  border-radius: var(--radius-lg);
  padding: 5.5rem 3.5rem;
  text-align: center;
  border: 1.5px solid rgba(212, 175, 55, 0.35);
  box-shadow: 0 25px 70px rgba(15, 23, 42, 0.2);
  position: relative;
}

.cta-banner-card h2 {
  font-family: var(--font-heading);
  font-size: 3.25rem;
  color: var(--clr-text-main);
  margin-bottom: 1.35rem;
  line-height: 1.2;
}

.cta-banner-card p {
  font-size: 1.225rem;
  color: var(--clr-text-sub);
  max-width: 720px;
  margin: 0 auto 2.75rem auto;
}

.cta-actions {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  flex-wrap: wrap;
}

/* ==========================================================================
   SECTION 11: REDESIGNED EXECUTIVE CONTACT CENTER
   ========================================================================== */

.contact-section {
  background-color: var(--clr-bg-surface) !important;
  position: relative;
}

.contact-header-center {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 3.5rem auto;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 3.5rem;
  align-items: flex-start;
}
.contact-left-column {
  position: sticky;
  top: 100px;
  align-self: flex-start;
  z-index: 10;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.contact-info-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  width: 100%;
  box-sizing: border-box;
}

.contact-info-card {
  display: flex;
  align-items: center;
  gap: 1.35rem;
  background: linear-gradient(135deg, #070D1A 0%, #111C38 100%);
  padding: 1.75rem 1.65rem;
  border-radius: var(--radius-md);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.4);
  border-left: 4px solid var(--clr-gold-400);
  border-top: 1px solid rgba(212, 175, 55, 0.2);
  border-right: 1px solid rgba(212, 175, 55, 0.2);
  border-bottom: 1px solid rgba(212, 175, 55, 0.2);
  transition: all var(--transition-normal);
  width: 100%;
  box-sizing: border-box;
}

.contact-info-card:hover {
  transform: translateX(8px);
  background: linear-gradient(135deg, #0B142B 0%, #172447 100%);
  border-color: var(--clr-gold-400);
  box-shadow: 0 20px 45px rgba(212, 175, 55, 0.22);
}

.contact-icon {
  width: 52px;
  height: 52px;
  min-width: 52px;
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  font-weight: 800;
  box-shadow: var(--shadow-gold);
  border: 1.5px solid #FFF5D6;
}

.contact-details {
  flex: 1;
  min-width: 0;
}

.contact-details label {
  display: block;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--clr-gold-300);
  margin-bottom: 0.25rem;
  font-weight: 600;
}

.contact-details h4 {
  font-size: 1.15rem;
  color: var(--clr-text-main);
}

.contact-details h4 a {
  color: var(--clr-text-main);
  transition: color var(--transition-fast);
}

.contact-details h4 a:hover {
  color: var(--clr-gold-300);
}

.contact-badge-sub {
  font-size: 0.85rem;
  color: var(--clr-text-muted);
  font-weight: normal;
}

/* Independent Advisor Allied Elite Banner Card */
.network-advisor-banner {
  background: linear-gradient(135deg, #070D1A 0%, #111C38 100%);
  border: 1.5px solid rgba(212, 175, 55, 0.35);
  border-radius: var(--radius-lg);
  padding: 1.5rem 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 1.15rem;
  margin-top: 1.25rem;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.4);
  transition: all var(--transition-normal);
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
  overflow: hidden;
}

.network-advisor-banner:hover {
  border-color: var(--clr-gold-400);
  box-shadow: 0 20px 45px rgba(212, 175, 55, 0.22);
}

.network-advisor-left {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  width: 100%;
  box-sizing: border-box;
}

.network-icon-circle {
  width: 44px;
  height: 44px;
  min-width: 44px;
  border-radius: 50%;
  background: rgba(212, 175, 55, 0.08);
  border: 1.5px solid var(--clr-gold-400);
  color: var(--clr-gold-300);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  box-shadow: 0 0 15px rgba(212, 175, 55, 0.2);
}

.network-advisor-text {
  flex: 1;
  min-width: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.network-advisor-text h4 {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  color: #F8FAFC;
  font-weight: 700;
  margin-bottom: 0.35rem;
  line-height: 1.3;
}

.network-advisor-text p {
  font-size: 0.865rem;
  color: #CBD5E1;
  line-height: 1.55;
}

.network-advisor-divider {
  width: 100%;
  height: 1px;
  background: rgba(255, 255, 255, 0.12);
}

.network-advisor-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  box-sizing: border-box;
}

.network-advisor-logo img {
  max-height: 45px;
  max-width: 100%;
  width: auto;
  object-fit: contain;
  filter: drop-shadow(0 4px 12px rgba(0, 0, 0, 0.4));
}

@media (max-width: 992px) {
  .network-advisor-banner {
    flex-direction: column;
    text-align: center;
    padding: 2rem 1.5rem;
  }
  .network-advisor-left {
    flex-direction: column;
    text-align: center;
  }
  .network-advisor-divider {
    width: 80%;
    height: 1px;
  }
}

.contact-form-card h3 {
  font-family: var(--font-heading);
  font-size: 1.85rem;
  color: var(--clr-text-main);
  margin-bottom: 0.5rem;
}

.contact-form-card p {
  color: var(--clr-text-muted);
  font-size: 0.975rem;
  margin-bottom: 2.25rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.15rem;
}

@media (max-width: 680px) {
  .form-row-2 {
    grid-template-columns: 1fr 1fr;
    gap: 0.65rem;
  }

  .form-group {
    margin-bottom: 0.8rem;
  }

  .form-group label {
    font-size: 0.78rem;
    gap: 0.25rem;
    margin-bottom: 0.25rem;
  }

  .form-control {
    padding: 0.65rem 0.75rem;
    font-size: 0.84rem;
  }

  select.form-control {
    padding-right: 1.65rem;
    background-position: right 0.5rem center;
    background-size: 13px;
    font-size: 0.8rem;
  }

  textarea.form-control {
    min-height: 75px;
    font-size: 0.84rem;
  }

  .contact-form-card {
    padding: 1.6rem 1.15rem;
  }

  .contact-form-card h3 {
    font-size: 1.45rem;
  }

  .contact-form-card p {
    font-size: 0.85rem;
    margin-bottom: 1.25rem;
  }
}

.form-group label {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.885rem;
  font-weight: 600;
  color: var(--clr-text-sub);
  margin-bottom: 0.45rem;
}

.form-group label i {
  color: var(--clr-gold-400);
}

.form-control {
  width: 100%;
  padding: 0.9rem 1.15rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--clr-border);
  background: rgba(3, 7, 18, 0.6);
  font-size: 0.95rem;
  color: var(--clr-text-main);
  transition: all var(--transition-fast);
}

.form-control:focus {
  outline: none;
  border-color: var(--clr-gold-400);
  background: rgba(3, 7, 18, 0.95);
  box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.2);
}

select.form-control {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' width='18' height='18' fill='%23D4AF37'%3E%3Cpath d='M12 16L6 10H18L12 16Z'%3E%3C/path%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  background-size: 16px;
  padding-right: 2.5rem;
  cursor: pointer;
}

select.form-control option {
  background-color: #0B132B;
  color: #F8FAFC;
  padding: 0.5rem;
}

textarea.form-control {
  resize: vertical;
  min-height: 95px;
}

/* Floating Quick Action Button */
.floating-call-btn {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 999;
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  padding: 0.85rem 1.5rem;
  border-radius: var(--radius-full);
  font-weight: 800;
  font-size: 0.925rem;
  box-shadow: var(--shadow-gold-lg);
  display: flex;
  align-items: center;
  gap: 0.6rem;
  border: 1.5px solid #FFF5D6;
  transition: transform var(--transition-normal);
}

.floating-call-btn:hover {
  transform: translateY(-4px) scale(1.03);
  color: #000000;
}

/* ==========================================================================
   SECTION 12: FOOTER & LEGAL DISCLAIMER
   ========================================================================== */

.footer {
  background-color: var(--clr-bg-surface) !important;
  color: var(--clr-text-muted);
  padding: 5.5rem 0 2.75rem 0;
  border-top: 1px solid rgba(212, 175, 55, 0.2);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 4.5rem;
  padding-bottom: 4.5rem;
  border-bottom: 1px solid var(--clr-border);
}

.footer-brand p {
  margin-top: 1.35rem;
  font-size: 0.95rem;
  color: var(--clr-text-muted);
  max-width: 380px;
}

.footer-nav-title {
  color: var(--clr-text-main);
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 1.35rem;
  font-family: var(--font-heading);
}

.footer-links {
  list-style: none;
  display: grid;
  gap: 0.85rem;
}

.footer-links a {
  color: var(--clr-text-muted);
  font-size: 0.925rem;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: var(--clr-gold-300);
}

.footer-legal {
  padding-top: 2.75rem;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  font-size: 0.85rem;
  line-height: 1.75;
  color: var(--clr-text-muted);
}

.footer-bottom-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  margin-top: 1.75rem;
  padding-top: 1.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
}

/* Modal Popup */
.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(3, 7, 18, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition-normal), visibility var(--transition-normal);
  padding: 1rem;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.modal-card {
  background: var(--clr-bg-card);
  width: 100%;
  max-width: 620px;
  max-height: 92vh;
  overflow-y: auto;
  border-radius: var(--radius-lg);
  padding: 2.25rem 2rem;
  box-shadow: 0 30px 80px rgba(0, 0, 0, 0.9);
  position: relative;
  transform: translateY(20px);
  transition: transform var(--transition-normal);
  border: 1px solid var(--clr-border-gold);
  margin: auto;
  box-sizing: border-box;
}

.modal-overlay.active .modal-card {
  transform: translateY(0);
}

.modal-close-btn {
  position: absolute;
  top: 16px;
  right: 16px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 1.25rem;
  color: var(--clr-text-main);
  transition: background-color var(--transition-fast);
  z-index: 10;
}

.modal-close-btn:hover {
  background: rgba(255, 255, 255, 0.2);
}

/* Responsive Styles */
@media (max-width: 1024px) {
  .hero-grid, .background-grid, .fit-grid, .personal-grid, .contact-grid {
    grid-template-columns: 1fr;
    gap: 3.5rem;
  }
  
  .background-image-frame,
  .contact-left-column,
  .hero-image-wrapper,
  .fit-cards-wrapper,
  .personal-image-frame {
    position: static !important;
    top: auto !important;
    align-self: auto !important;
  }

  .lifecycle-grid, .process-steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .footer-top {
    grid-template-columns: 1fr 1fr;
  }

  .hero-content h1 {
    font-size: 2.75rem;
  }
}

@media (max-width: 768px) {
  .section-padding {
    padding: 3.25rem 0;
  }

  .container {
    padding: 0 1rem;
    max-width: 100%;
    box-sizing: border-box;
    text-align: center;
  }

  .section-tag {
    display: inline-flex;
    margin: 0 auto 0.75rem auto;
    justify-content: center;
    text-align: center;
    font-size: 0.78rem;
    padding: 0.35rem 1rem;
  }

  .section-title {
    font-size: 1.65rem;
    line-height: 1.25;
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }

  .section-subtitle {
    font-size: 0.9rem;
    line-height: 1.65;
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }

  /* Top Announcement Bar */
  .top-announcement-bar {
    padding: 8px 0;
    font-size: 0.78rem;
    text-align: center;
  }

  .top-announcement-bar .container {
    flex-direction: column;
    gap: 0.35rem;
    align-items: center;
  }
  
  .metric-divider {
    display: none;
  }
  
  .mobile-nav-toggle {
    display: block;
  }

  .nav-container {
    padding: 1.1rem 1rem;
    align-items: center;
  }
  
  .nav-menu {
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: var(--clr-bg-card);
    flex-direction: column;
    padding: 1.75rem 1.25rem;
    gap: 1.25rem;
    display: none;
    border-bottom: 1px solid var(--clr-border-gold);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.9);
    text-align: center;
  }
  
  .nav-menu.active {
    display: flex;
  }
  
  /* Hero Section */
  .hero-section {
    padding: 2.5rem 0 3.5rem 0;
    text-align: center;
  }

  .hero-grid {
    display: flex;
    flex-direction: column;
    gap: 2rem;
  }

  .hero-image-wrapper {
    order: -1;
    width: 100%;
    max-width: 440px;
    margin: 0 auto;
  }

  .hero-content {
    order: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .hero-content h1 {
    font-size: 1.75rem;
    line-height: 1.22;
    margin-bottom: 0.85rem;
    text-align: center;
  }

  .hero-subtitle {
    font-size: 0.92rem;
    margin-bottom: 1.4rem;
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }

  .hero-cta-group {
    flex-direction: column;
    gap: 0.75rem;
    width: 100%;
    margin-bottom: 1.75rem;
    align-items: center;
  }
  
  .hero-cta-group .btn {
    width: 100%;
    padding: 0.85rem 1.25rem;
    font-size: 0.9rem;
    justify-content: center;
  }

  .hero-feature-highlights {
    grid-template-columns: 1fr;
    gap: 0.85rem;
    width: 100%;
    box-sizing: border-box;
    padding: 1rem;
    text-align: center;
  }

  .hero-feature-item {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 0.4rem;
  }

  .hero-feature-text {
    align-items: center;
    text-align: center;
  }

  .hero-image-card img {
    height: 340px;
  }

  .hero-badge-glass {
    position: static;
    margin-top: 0.85rem;
    border-radius: var(--radius-md);
    padding: 0.85rem 0.65rem;
    justify-content: space-around;
  }

  .glass-stat-num {
    font-size: 1.35rem;
  }

  .glass-stat-label {
    font-size: 0.58rem;
  }
  
  /* Philosophy Section */
  .philosophy-quote-card {
    padding: 2rem 1.15rem;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
  }

  .philosophy-quote-card h2 {
    font-size: 1.35rem !important;
    text-align: center;
  }

  .quote-text {
    font-size: 0.98rem;
    text-align: center;
    line-height: 1.65;
  }

  .quote-author {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 0.75rem;
  }

  .author-info {
    text-align: center;
  }

  /* Background & Pillars */
  .background-grid {
    text-align: center;
    display: flex;
    flex-direction: column;
    gap: 2rem;
  }

  .background-image-frame {
    position: relative !important;
    top: auto !important;
    align-self: auto !important;
    width: 100%;
    max-width: 440px;
    margin: 0 auto;
    border-radius: var(--radius-lg);
    overflow: hidden;
  }

  .background-image-frame img {
    height: 340px;
    width: 100%;
    object-fit: cover;
  }

  .experience-badge-float {
    position: absolute;
    top: 12px;
    right: 12px;
    left: auto;
    bottom: auto;
    padding: 0.55rem 0.85rem;
    border-radius: 8px;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.7);
  }

  .experience-badge-float strong {
    font-size: 1.35rem;
    line-height: 1;
  }

  .experience-badge-float span {
    font-size: 0.62rem;
  }

  .background-grid > div {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .pillars-list {
    width: 100%;
    text-align: center;
  }

  .pillar-item {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 0.65rem;
    padding: 1.25rem 1rem;
  }

  .pillar-content {
    text-align: center;
  }

  .pillar-content h4 {
    font-size: 1.1rem;
    text-align: center;
  }

  .pillar-content p {
    font-size: 0.85rem;
    text-align: center;
  }

  /* Lifecycle Section */
  .lifecycle-grid, .testimonials-grid, .process-steps-grid {
    grid-template-columns: 1fr;
    gap: 1.15rem;
  }

  .phase-card {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 1.75rem 1.25rem;
  }

  .phase-card h3 {
    font-size: 1.2rem;
    text-align: center;
  }

  .phase-card p {
    font-size: 0.85rem;
    text-align: center;
  }

  .phase-highlight-tag {
    margin: 0.75rem auto 0 auto;
    display: inline-flex;
    justify-content: center;
  }

  /* Ideal Fit Section */
  .fit-header-center {
    text-align: center;
  }

  .fit-card {
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 1.25rem 1rem;
    gap: 0.75rem;
  }

  .fit-card-content {
    text-align: center;
  }

  .fit-card-content h4 {
    font-size: 1.1rem;
    text-align: center;
  }

  .fit-card-content p {
    font-size: 0.85rem;
    text-align: center;
  }

  .fit-interactive-box {
    text-align: center;
    padding: 1.5rem 1.15rem;
  }

  .fit-box-header {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 0.65rem;
  }

  .fit-box-header h3 {
    font-size: 1.2rem;
    text-align: center;
  }

  .fit-checklist {
    text-align: left;
  }

  .fit-check-item {
    font-size: 0.82rem;
  }

  .fit-result-banner {
    text-align: center;
    justify-content: center;
  }

  .fit-cta-btn {
    width: 100%;
    justify-content: center;
  }

  /* Process Section */
  .step-card {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 1.5rem 1.15rem;
  }

  .step-badge {
    margin: 0 auto 0.75rem auto;
  }

  .step-card h4 {
    font-size: 1.15rem;
    text-align: center;
  }

  .step-card p {
    font-size: 0.85rem;
    text-align: center;
  }

  /* Personal Story */
  .personal-story {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
  }

  .personal-story h3 {
    font-size: 1.35rem;
    text-align: center;
  }

  .personal-story p {
    font-size: 0.88rem;
    text-align: center;
  }

  .family-highlights {
    grid-template-columns: 1fr;
    gap: 1rem;
    width: 100%;
  }

  .family-card {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 1.25rem 1rem;
  }

  .family-card h5 {
    font-size: 1rem;
    justify-content: center;
    text-align: center;
  }

  .family-card p {
    font-size: 0.85rem;
    text-align: center;
  }

  /* Testimonials */
  .testimonial-card {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 1.5rem 1.15rem;
  }

  .testimonial-header {
    justify-content: center;
    margin-bottom: 0.75rem;
  }

  .testimonial-card p {
    font-size: 0.88rem;
    text-align: center;
  }

  .testimonial-author {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 0.5rem;
  }

  .testimonial-author h5 {
    font-size: 0.95rem;
    text-align: center;
  }

  /* Contact Section */
  .contact-left-column {
    position: static;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .contact-info-cards {
    grid-template-columns: 1fr;
    gap: 0.85rem;
    width: 100%;
  }

  .contact-info-card {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 0.65rem;
    padding: 1.25rem 1rem;
  }

  .contact-details {
    text-align: center;
  }

  .contact-details label {
    text-align: center;
  }

  .contact-details h4 {
    font-size: 1.05rem;
    text-align: center;
  }

  .network-advisor-banner {
    text-align: center;
    align-items: center;
    padding: 1.25rem 1rem;
  }

  .network-advisor-left {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 0.75rem;
  }

  .network-advisor-text {
    text-align: center;
  }

  .network-advisor-text h4 {
    font-size: 1.05rem;
    text-align: center;
  }

  .network-advisor-text p {
    font-size: 0.82rem;
    text-align: center;
  }

  /* Contact Form Card */
  .contact-form-card {
    padding: 1.35rem 0.85rem;
    border-radius: var(--radius-md);
    box-sizing: border-box;
    width: 100%;
    overflow: hidden;
  }

  .contact-form-card .form-header-badge {
    text-align: center;
  }

  .contact-form-card h3 {
    font-size: 1.25rem;
    text-align: center;
  }

  .contact-form-card p {
    font-size: 0.78rem;
    margin-bottom: 0.95rem;
    text-align: center;
  }

  /* 2 Fields per Row on Mobile */
  .form-row-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.45rem;
    width: 100%;
  }

  .form-group {
    margin-bottom: 0.55rem;
    min-width: 0;
    width: 100%;
    text-align: left;
  }

  .form-group label {
    font-size: 0.7rem;
    gap: 0.2rem;
    margin-bottom: 0.2rem;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    line-height: 1.2;
    justify-content: flex-start;
  }

  .form-control {
    padding: 0.45rem 0.5rem;
    font-size: 0.76rem;
    height: 38px;
    min-width: 0;
    width: 100%;
    box-sizing: border-box;
    border-radius: 6px;
  }

  select.form-control {
    padding: 0.45rem 1.3rem 0.45rem 0.45rem;
    background-position: right 0.3rem center;
    background-size: 11px;
    font-size: 0.74rem;
    text-overflow: ellipsis;
    min-width: 0;
  }

  textarea.form-control {
    height: auto;
    min-height: 60px;
    font-size: 0.78rem;
    padding: 0.45rem;
  }

  .contact-submit-btn {
    padding: 0.75rem 1.25rem;
    font-size: 0.88rem;
    width: 100%;
    margin-top: 0.25rem;
    justify-content: center;
  }

  /* Modal Popup on Mobile */
  .modal-overlay {
    padding: 0.65rem 0.35rem;
    align-items: center;
  }

  .modal-card {
    padding: 1.4rem 0.8rem 1.1rem 0.8rem;
    border-radius: 16px;
    max-height: 94vh;
    width: 100%;
    margin: auto;
    box-sizing: border-box;
    text-align: center;
  }

  .modal-close-btn {
    top: 8px;
    right: 8px;
    width: 28px;
    height: 28px;
    font-size: 1rem;
  }

  .modal-card h3 {
    font-size: 1.15rem !important;
    text-align: center;
  }

  .modal-card p {
    font-size: 0.74rem !important;
    text-align: center;
  }

  /* Footer */
  .footer-top {
    grid-template-columns: 1fr;
    gap: 2rem;
    padding-bottom: 2rem;
    text-align: center;
  }

  .footer-brand {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .footer-brand .brand-logo {
    justify-content: center;
  }

  .footer-brand p {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }

  .footer-nav-title {
    text-align: center;
    margin-bottom: 0.85rem;
  }

  .footer-links {
    text-align: center;
    justify-items: center;
  }

  .footer-links li {
    display: flex;
    justify-content: center;
    align-items: center;
    text-align: center;
    font-size: 0.85rem;
  }

  .footer-legal {
    padding-top: 1.5rem;
    font-size: 0.75rem;
    line-height: 1.6;
    text-align: center;
  }

  .footer-legal h4 {
    justify-content: center;
    text-align: center;
    font-size: 0.95rem;
  }

  .footer-legal p {
    text-align: center;
  }

  .footer-bottom-row {
    flex-direction: column;
    text-align: center;
    align-items: center;
    justify-content: center;
    gap: 0.65rem;
  }

  .floating-call-btn {
    bottom: 16px;
    right: 16px;
    padding: 0.7rem;
    border-radius: 50%;
    width: 48px;
    height: 48px;
    justify-content: center;
  }

  .floating-call-btn span {
    display: none;
  }
}

@media (max-width: 420px) {
  .hero-content h1 {
    font-size: 1.55rem;
  }

  .section-title {
    font-size: 1.45rem;
  }

  .form-row-2 {
    gap: 0.35rem;
  }

  .form-group label {
    font-size: 0.65rem;
  }

  .form-control {
    font-size: 0.72rem;
    padding: 0.38rem 0.4rem;
    height: 36px;
  }

  select.form-control {
    font-size: 0.68rem;
    padding-right: 1.1rem;
  }
}

/* ==========================================================================
   SECTION 8: MEDIA & FEATURED VIDEOS SHOWCASE
   ========================================================================== */
.media-section {
  background-color: #F8FAFC !important;
  position: relative;
  border-top: 1px solid #E2E8F0;
  border-bottom: 1px solid #E2E8F0;
}

.media-section .section-title {
  color: #0F172A !important;
}

.media-section .section-subtitle {
  color: #475569 !important;
}

.media-section .section-tag {
  background: rgba(197, 155, 39, 0.12);
  border-color: rgba(197, 155, 39, 0.4);
  color: #B48512;
}

.video-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.video-card-clean {
  position: relative;
  height: 230px;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1.5px solid var(--clr-border-gold);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.5);
  cursor: pointer;
  transition: all var(--transition-normal);
}

.video-card-clean img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.video-card-clean:hover {
  transform: translateY(-6px) scale(1.02);
  border-color: #FFF5D6;
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.75), 0 0 25px rgba(212, 175, 55, 0.4);
}

.video-card-clean:hover img {
  transform: scale(1.08);
}

.video-card-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(3, 7, 18, 0.25) 0%, rgba(3, 7, 18, 0.75) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
}

.video-play-btn-circle {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: rgba(212, 175, 55, 0.95);
  color: #030712;
  font-size: 1.6rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 2px solid #FFFFFF;
  box-shadow: 0 0 25px rgba(212, 175, 55, 0.8);
  padding-left: 3px;
  transition: all 0.3s ease;
  cursor: pointer;
}

.video-card-clean:hover .video-play-btn-circle {
  transform: scale(1.15);
  background: #FFFFFF;
  color: var(--clr-gold-500);
  box-shadow: 0 0 40px rgba(255, 255, 255, 0.9);
}

.video-time-tag {
  position: absolute;
  bottom: 12px;
  right: 12px;
  background: rgba(3, 7, 18, 0.85);
  backdrop-filter: blur(6px);
  color: #F8FAFC;
  font-size: 0.78rem;
  font-weight: 600;
  padding: 0.25rem 0.6rem;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

@media (max-width: 1024px) {
  .video-grid-4 {
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem;
  }
}

@media (max-width: 600px) {
  .video-grid-4 {
    grid-template-columns: 1fr;
  }
}

/* Video Lightbox Modal */
.video-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(3, 7, 18, 0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  z-index: 99999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s ease;
}

.video-modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.video-modal-card {
  background: var(--clr-bg-card);
  border: 1.5px solid var(--clr-border-gold);
  border-radius: var(--radius-lg);
  width: 100%;
  max-width: 900px;
  overflow: hidden;
  position: relative;
  box-shadow: 0 30px 80px rgba(0, 0, 0, 0.9);
}

.video-modal-close {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  color: #FFFFFF;
  border: 1px solid rgba(255, 255, 255, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  cursor: pointer;
  z-index: 10;
  transition: all 0.2s ease;
}

.video-modal-close:hover {
  background: var(--clr-gold-400);
  color: #030712;
}

.video-modal-header {
  padding: 1.25rem 1.75rem;
  border-bottom: 1px solid var(--clr-border);
}

.video-modal-header h4 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  color: var(--clr-gold-300);
  margin: 0;
}

.video-responsive-frame {
  position: relative;
  padding-bottom: 56.25%; /* 16:9 ratio */
  height: 0;
  overflow: hidden;
  background: #000;
}

.video-responsive-frame iframe {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  border: none;
}

@media (max-width: 992px) {
  .featured-video-card {
    grid-template-columns: 1fr;
  }
  .featured-video-details {
    padding: 2rem;
  }
  .video-grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   BROOKSTONE CAPITAL MANAGEMENT DISCLOSURE SECTION
   ========================================================================== */
.brookstone-disclosure-wrapper {
  margin-bottom: 2.25rem;
  padding-bottom: 2.25rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.brookstone-header-row {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: wrap;
  margin-bottom: 1.25rem;
}

.brookstone-logo-card {
  background: #FFFFFF;
  padding: 0.65rem 1.25rem;
  border-radius: 12px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.25);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.brookstone-logo-card img {
  height: 36px;
  width: auto;
  object-fit: contain;
  display: block;
}

.fiduciary-pill-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.6rem 1.35rem;
  border-radius: 9999px;
  border: 1.5px solid rgba(212, 175, 55, 0.45);
  background: rgba(212, 175, 55, 0.08);
  color: var(--clr-gold-300);
  font-weight: 700;
  font-size: 0.85rem;
  letter-spacing: 0.6px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}

.fiduciary-pill-badge i {
  font-size: 1.15rem;
  color: var(--clr-gold-400);
}

.brookstone-text {
  color: #CBD5E1;
  font-size: 0.925rem;
  line-height: 1.75;
  margin-bottom: 0;
  text-align: left;
}

@media (max-width: 768px) {
  .brookstone-header-row {
    justify-content: center;
    gap: 1rem;
  }
  .brookstone-text {
    text-align: center;
  }
}

/* ==========================================================================
   HIDE MEDIA & INSIGHTS SECTION
   ========================================================================== */
#media,
.media-section,
#videoModal {
  display: none !important;
}

/* ==========================================================================
   COOKIE CONSENT BANNER & STATEMENT
   ========================================================================== */
.cookie-banner {
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translate(-50%, 140%);
  width: calc(100% - 32px);
  max-width: 920px;
  background: rgba(11, 19, 43, 0.96);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1.5px solid rgba(212, 175, 55, 0.35);
  border-radius: var(--radius-md);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.75), 0 0 30px rgba(212, 175, 55, 0.15);
  padding: 1.25rem 1.75rem;
  z-index: 99999;
  opacity: 0;
  visibility: hidden;
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), opacity 0.35s ease, visibility 0.35s;
  pointer-events: none;
}

.cookie-banner.show {
  transform: translate(-50%, 0);
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.cookie-banner-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.75rem;
}

.cookie-banner-header {
  display: flex;
  align-items: center;
  gap: 1.15rem;
  flex: 1;
}

.cookie-icon-box {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(212, 175, 55, 0.12);
  border: 1px solid rgba(212, 175, 55, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--clr-gold-400);
  font-size: 1.45rem;
  flex-shrink: 0;
}

.cookie-text-wrapper {
  flex: 1;
}

.cookie-banner-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--clr-text-main);
  margin-bottom: 0.25rem;
  font-family: var(--font-heading);
  letter-spacing: 0.3px;
}

.cookie-banner-text {
  font-size: 0.865rem;
  color: var(--clr-text-muted);
  line-height: 1.5;
  margin: 0;
}

.cookie-banner-text strong {
  color: var(--clr-text-main);
}

.cookie-text-link {
  color: var(--clr-gold-400);
  text-decoration: underline;
  text-underline-offset: 2px;
  transition: var(--transition-fast);
}

.cookie-text-link:hover {
  color: var(--clr-gold-300);
}

.cookie-banner-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-shrink: 0;
}

.cookie-btn-decline {
  padding: 0.65rem 1.25rem;
  font-size: 0.85rem;
  font-weight: 600;
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: rgba(255, 255, 255, 0.05);
  color: var(--clr-text-sub);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: var(--transition-fast);
  white-space: nowrap;
}

.cookie-btn-decline:hover {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  border-color: rgba(255, 255, 255, 0.4);
}

.cookie-btn-accept {
  padding: 0.65rem 1.45rem;
  font-size: 0.85rem;
  font-weight: 700;
  white-space: nowrap;
  border-radius: var(--radius-sm);
  cursor: pointer;
  background: linear-gradient(135deg, var(--clr-gold-400), var(--clr-gold-500));
  color: #030712;
  border: 1px solid var(--clr-gold-200);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
  box-shadow: 0 4px 15px rgba(212, 175, 55, 0.25);
}

.cookie-btn-accept:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(212, 175, 55, 0.4);
}

@media (max-width: 868px) {
  .cookie-banner {
    bottom: 16px;
    width: calc(100% - 24px);
    padding: 1.15rem;
  }
  .cookie-banner-content {
    flex-direction: column;
    align-items: stretch;
    gap: 1rem;
  }
  .cookie-banner-actions {
    width: 100%;
    justify-content: flex-end;
  }
  .cookie-btn-decline,
  .cookie-btn-accept {
    flex: 1;
    text-align: center;
    justify-content: center;
  }
}